Internet usage is becoming a need not only Kenyans but to the rest of the world too. Today a lot of things are done online from banking, socializing, and meetings among others. Many are the people who are unaware of the risks that come with the use of internet and how this can affect their personal lives.
According to the Communications Authority of Kenya, Most people are resigned to the fact that they receive ‘spam’ (uninvited junk mail).This can prove a serious security risk. Some spam messages, for instance, request for personal data, which can lead to identity theft.
Some of the common spam scums include:
The 419-Where conmen claiming to be government officials will offer to transfer funds owed to you by the government given that certain fees are paid in advance. The victim will be asked to send funds to cover such things as transaction and transfer costs.
The work-at-home scam-Victims receive advertisements offering steady ‘work at home ‘income for minimal labor. He or she will be required to work in advance of payment, which may not follow. Funds may also be requested to facilitate such payment.
Foreign lotteries-we all love free money, this could be one of the most common scam. The victim receives an email offering enticing odds in foreign lottery, or a message that they have won a foreign lottery. Payment will, however be requested before the victim can access the reward.
Check overpayment-A so called user of a service item that is offered by the victim will offer to pay them with a cashier’s personal cheque. On arrival the cheque will be made out for more than what was owed-supposedly by mistake. The victim will be asked to bank the check but to be so kind as to return the overpayment in the interim. Typically all such cheques are counterfeit.
Pay-in-advance credit-Victim will be advised to that they have ‘pre-qualified’ for low interest loan or credit cards. Such loans or credit cards rarely exist and a processing fee is always required form the victim in advance.
Investment schemes-You receive an email offering an investment which promises unusual high yields and no risk. You will be pressured to sign a contract for an investment scheme which rarely performs as promised.
To avoid becoming a victim of spam scam you need to protect your personal information, know who you are dealing with and never act impulsively.
Disregard any offer that asks you to pay for anything in advance and consider using a sperm filter (a program that is used to detect unsolicited and unwanted email and prevent those messages from getting to a user’s inbox)
The best way to respond to such scams is NOT to respond, never send funds.