Kenyans are quickly embracing the cashless purchase of goods and services. Some banks are offering prepaid services in collaboration with MasterCard which is a technology company in the global payments industry.
Local banks like Equity bank and Kenya Commercial Bank (KCB) are issuing these prepaid cards for free all over the country, an advantage to the daily commuters, online shoppers and drivers who can now refuel anywhere and everywhere.
Online shopping on the other hand is becoming a huge part of our daily lives, purchasing a product of your choice at the comfort of your couch at home or in the office and have it delivered is a dream come true, also when you have to carry a lot of money in cash and living in a busy city you will always fear getting robbed, a card is more convenient.
Here are a few steps to help you shop safely and happily online:
- Find out more about the company, if anyone you know has bought anything from that company and how their service is like.
- Before you make a purchase you want to make sure the company offers as great service as they advertise they do. Some companies have really great ads for their products but the product itself ends up disappointing the customers.
- Always look for the additional costs and payment details before sending credit card details.
- Check whether the product has a warranty, delivery costs and if they have a refund policy. You don’t want to be stuck with clothes that do not fit just because you cannot take them back to the store.
- Ensure credit card details are processed in a secure connection, If the padlock icon on your browser is locked it means the site is secure if its open then the site might not be secure.
- It is important to read the companies privacy policy and learn more about the company, this prevents you from giving out too much private information that might not be needed out there.
- Review the information you enter before hitting send, incorrect addresses bring issues later on when your purchases go to the wrong recipient.
- Record the details of purchase, this includes purchase dates, addresses and time, they are a proof of purchase in case things go wrong.
- Ignore emails that request for your credit card information, they are scams.
With these few steps you can be able to enjoy online shopping and experience the convenience of not carrying your cash money around and also hoping from one shop to another trying to find a product or service that will interest you.