Here are All the Cards Available for Co-operative Bank of Kenya Customers
Have you ever gone shopping only when you get to the counter to pay for your goods you realize that you lost all the cash you had planned to pay with? It can be very devastating when such things happen. To help you avoid this, the Co-operative Bank of Kenya (Co-op Bank) has come up with several solutions for all.
Co-op Bank has a number of cards meant to serve different needs for different customers. All these were innovated and initiated for customer convenience and security purposes. Whoever has the card, they can be sure that their funds are safe and easily accessible from anywhere since they do not need to be carrying hard cash with them all the times.
Here are some of the different cards available for you from Co-op Bank:
Local Visa Classic Card
This is a Visa Credit card designed for anyone who wants to access credit and use only within Kenya. The card allows you convenience of settling bills such as hospital, legal, air tickets, restaurants, etc, without the risk of carrying hard cash.
Benefits
- Global Cardholders Assistance Services
- SMS notifications whenever your card is used
- Worldwide Acceptance at more than 24 million locations
- Ability to move funds from your credit card to Mcoop Cash and make mobile money payments (for linked cards to Mcoop Cash)
- Emergency services with Visa’s Global Customer Assistance Service (GCAS): Lost or stolen card reporting, Emergency card replacement, Emergency cash advance, Cardholder enquiry service.
Visa Global Customer Assistance Service
If your Visa card has been lost or stolen, Visa Global Customer Assistance Services representatives can:
- Block your account from fraudulent purchases within 30 minutes.
- Arrange for a replacement card to be sent to you within 3 working days.
- Provide for emergency cash to be collected from 270,000 locations worldwide.
You may place a collect call from anywhere in the world to +1 303 967 1090
Features
- No joining fee
- Free monthly email statements
- Free access to our 24-hour authorization & helpline
- Interest free period of up to 50 days
- Option of paying full amount due or only 10% of the total amount spent or Kes.2,000/= whichever is greater and roll over the remainder
- It allows a cash advance equivalent to KShs.10, 000= per day, but not exceeding 50% of total limit. Subject to availability of funds.
Application Requirements:
For salaried applicants
- Three months current bank statements certified
- ID original and a copy or passport
- Copy of PIN certificate
- Copy of most recent pay slip
- One color passport size photo
- For Self-employed applicants
- Certified copy of national ID
- Certified Copy of KRA PIN
- One passport size photo
- Applicant with no borrowing history must have banked with Co-operative Bank consistently for the last one year or cash secure the card.
Charges
- Cash advance fee is 6% of amount drawn on any non co-op bank ATM and co-opbank ATM or Co-Op bank over the counter withdrawal.
Gold Visa Card
This is an enhanced premium credit card targeted at the upwardly mobile individual coupled with a higher spending limit and extra benefits. In addition to all the features and benefits enjoyed by Local and International Visa Card holders, Gold card International has the following added benefits.
Benefits
- Special discounts for Gold Cardholders with the Airlines, hotels, and hospitals
- Gold Visa card cardholders enjoy an additional 15% off rates at 55,000 hotels worldwide, from small boutique properties to 5-star hotel chains in over 130 countries
- Worldwide Acceptance at more than 24 million locations
- Legal and legal referral while traveling abroad
- Can be used to settle payments online
- Cash advance of up to Kes. 50,000 per day subject to availability of funds
Features
- No joining fee
- Free monthly email statements
- Free access to our 24-hour authorisation & helpline
- Enjoy up to 50 days interest-free credit
- You have the option to pay the full amount or only 10% of the outstanding credit card balance and roll over the remainder