Safeguard Your Life with the APA Personal Accident Cover

Accidents tend to give you a financial beating, and while you cannot prevent them from happening, you can at least safeguard against it by utilizing the benefits of accident covers like the APA Personal Accidents cover.

Kenya is among the countries with the highest road carnage worldwide. It loses an average of 3000 lives through road accidents every year. 2018, for instance, is off to a bad start. According to National Transport and Safety Authority (NTSA), as of April 16, 2018, a total of 331 passengers have lost their lives. This makes them the most vulnerable group among the road users.

The carnage doesn’t seem to relent. With the ever-growing population and resultant growth in the number of two and four wheelers, road accidents have become way too common. This has been made worse by poor roads and drunk driving.

As such, there is no other better time to get an insurance cover than now. For the sake of those who have no clue what on earth a personal accident cover is, it is basically a policy that offers coverage to the insured and his family in case of an accident whereby he or she and the family members – or any beneficiary he or she wishes – will be able to get the compensation amount should there be an injury, death, total or partial disability resulting from accidents caused by violent, visible and external means.

Some of the categories covered by the personal accidents cover includes rail, road, and air accidents, as well as injuries resulting from collisions or falling, burn injury, drowning, among others.

With the APA Personal Accidents cover, you get insured against accidental death or disablement. It also offers compensation payable to the insured or to his legal representative in accordance with the sum insured and scale of compensation agreed and specified in the policy schedule.

Anyone between the age bracket 15 and 65 is eligible for this policy. Individuals or groups can apply for the cover.

APA Insurance also provides a student’s personal accident cover to individuals, schools and organized groups on reasonable premium terms. Special group covers are available as personal accident covers which include work-related occupational illness.

Getting the APA Personal accidents cover is easy. Click here for more details or if you want to acquire a cover that will see you lead a happy life.