Technology has changed virtually everything within and without the banking sector, within and without Kenya. Initially, banks all over the world were dominated by brick and mortar. People visited banking halls for simple things like checking their bank balances.
Then technology came. On top of it, mobiles came. To make it even sweeter, social media struck. The ever-changing social media sphere has often left many banks playing catch-up because the so-called Gen-Z keeps on shifting their preferences; day and night.
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The coming of platforms such as WhatsApp has shifted how people bank and transact, not just in Kenya but around the world. Kenya, for instance, has about 22.2 million WhatsApp users daily. For years, WhatsApp in Kenya has often been used for communication purposes; sending and receiving messages, and making calls.
With WhatsApp being the most active and used social media platform in Kenya, banks such as UBA Bank Kenya and Absa Bank Kenya came up with WhatsApp banking, a huge revolution within the Kenyan banking sector. Other banks have this feature too, but often dormant.
For UBA Bank Kenya, their WhatsApp banking is known as UBA Leo. Save their WhatsApp number +254799919000.
The process:
First, say Hi to UBA Leo on either WhatsApp, Messenger, or Instagram
Second, select option B, account opening
Third, provide your details
Fourth, upload your passport picture
Fifth, choose your segment and sub-segment, e.g. student or professional
Sixth, select a UBA Bank Kenya branch closest to you
Lastly, download and accept the terms and conditions.
That is it. You will receive a congratulatory message about having successfully opened a bank account with UBA Bank Kenya. Your account number will be provided instantly and you will start to transact.
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