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How To Open A Bank Account Online Via The NCBA Now App: A Step-by-Step Guide

BY Soko Directory Team · June 23, 2025 12:06 pm

NCBA Bank has boldly placed digital innovation at the heart of its strategy. With the NCBA Now App, you can now open a bank account online; no paperwork, no queues, and no need to visit a branch.

This seamless onboarding experience is part of NCBA’s mission to offer effortless, end-to-end digital journeys for retail customers.

Read Also: You Can Now File Your KRA Returns On the NCBA Now App

Here’s how you can open your account online via the NCBA Now App:

Step-by-Step

Download the NCBA Now App

Go to the Google Play Store or Apple App Store and search for “NCBA Now”.

Download and install the app.

Launch the App & Choose “Open an Account”

Open the app.

On the landing page, tap “Open an Account” to begin your journey.

Enter Your Personal Details

Input your national ID number.

Enter your phone number and other requested personal information.

The app will automatically verify your phone via OTP.

Take a Selfie & ID Photo

Use your phone camera to scan your ID (both front and back).

Take a clear selfie to enable facial recognition and match your ID. This enhances account security and reduces fraud.

Select Account Type

Choose the account type that best fits your needs (e.g., Current, Savings, or Student).

Create Your Mobile Banking PIN

Set up a secure PIN for future logins and transactions.

Review and Confirm

Review all details and accept NCBA’s terms and conditions.

Submit your application.

Start Banking Instantly

Your account is created instantly.

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