NCBA Backs WASH Contractors with Flexible Funding Solutions to Drive Water and Sanitation Infrastructure Growth

NCBA Bank, in partnership with Lake Victoria North Water Works Development Agency (LVNWWDA) and Water.org, today convened more than 100 contractors in Kakamega, to explore financing opportunities aimed at strengthening contractor sustainability, and improving project delivery within the Water, Sanitation and Hygiene (WASH) sector.

Through NCBA’s WASH financing solutions powered by Water.org, contractors can access funding ranging from KES 300,000 to KES 500 million, including equipment financing of up to 60 months and capital expenditure and project financing of up to 120 months. Additionally, contractors can access financing of up to KES 6 million without the need for traditional collateral, leveraging receivables or awarded project contracts as security.

“Water infrastructure remains one of the most critical enablers of economic growth, public health, food security and climate resilience,” said Dennis Njau, Group Director, Retail Banking at NCBA Bank.

“Through this partnership with Water.org and LVNWWDA, we are providing more than financing. We are building an ecosystem that gives contractors access to the capital, liquidity and financial solutions they need to deliver projects efficiently and sustainably. Ultimately, this translates into improved access to water and sanitation for communities across Kenya.”

Mark Kanda, LVNWWDA Representative, welcomed the partnership, noting that access to financing remains critical to accelerating water and sanitation infrastructure projects.

“As we work to expand access to water and sanitation services across our region, strong partnerships between implementing agencies, financiers and contractors are essential. This collaboration will strengthen the contractor ecosystem and support the timely delivery of infrastructure that improves lives and drives economic development.”

Contractors attending the forum noted that access to affordable and flexible financing remains one of the biggest challenges facing project implementation, particularly for SMEs that often require working capital to mobilize resources before project payments are received.

“One of the biggest challenges contractors in the water sector continue to face is access to financing. Without adequate liquidity, it becomes difficult to mobilize resources, keep projects on schedule, and deliver the quality infrastructure that communities need. That is why we are encouraged by NCBA’s financing solutions, which we believe will give contractors the financial support they need to grow their businesses and execute projects more efficiently, ” said Samuel Mukanzi, Director, Barbrican Dimensions Limited.” said Samuel Mukanzi, Managing Director of Barbrican Dimensions.

The collaboration reflects the growing role of public-private-development partnerships in mobilizing capital for infrastructure investment and unlocking sustainable economic growth. Beyond financing projects, investments in water and sanitation infrastructure contribute to improved public health, food security, agricultural productivity and community resilience.

“The contractors gathered here today are not simply seeking financing; they are implementing national development,” added Dennis. “Every pipeline laid, every treatment facility built, and every sanitation project completed creates lasting impact for communities. By strengthening contractor resilience, we strengthen Kenya’s development journey.”

The forum forms part of NCBA’s broader strategy to deepen its infrastructure financing portfolio and create shared value through targeted sector initiatives that deliver measurable economic, environmental and social impact.

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