Blue Shield Insurance Co. Ltd is a composite insurer established in 1982 with a goal of making insurance products and services accessible to a wide cross section of Kenyans. As one of the oldest indigenous companies, we have grown from the original single branch to the current 32 branches and 7 Bima Stops. We owe all this to out customer, agents and brokers who have supported us over the years, and our passion and determination to provide quality service and innovative products to our customers.
PRODUCTS AND SERVICES
1. Uzima Tele
Is a products designed to suit the specific needs of the Kenyan people. It is available at very affordable premiums with flexible monthly payments, and easy, cashless access to medical care at clinics and hospitals near you, countrywide.
a. Easy access to healthcare countrywide.
b. Inpatient Healthcare plans for you and your family from Ksh 100,000 to Ksh 1,000,000
c. Outpatient Savings Plan
d. Personal Accident Cover
e. Funeral Expenses cover – for mortuary fees, buying of coffin and transportation of body for burial.
2. The Blue Shield’s Multiple Benefit Investment Assurance Plan
Blue Shield undertakes to provide financial certainty over a period you predetermine and for an amount suitable to your needs. This MBA Plan is designed to meet the very critical of Kenyan investor’s demands.
This plan is suitable for persons who desire that survival benefits be made available at periodical intervals instead of all at the end of the term.
In the event of loss of life at any time during the term of the policy, the full sum assured is payable without deducting any of the amounts paid earlier as survival benefits. The scheme is available in four plans I.e. 10, 15, 18 and 20 years term.
All plans include an allowance for the early payment of all outstanding sums assured as well as accrued bonuses in the event of the insured suffering from a critical illness (excluding HIV/AIDS).
On death of the insured during the term of the policy , the full sum assured is payable. In addition to this, all plans also include an additional payment of 20% of the sum assured on death in the form of an additional last expense benefit.
a. Personal Accident – The plan covers the policy holder for both accidental death (where double the sum assured is payable) and partial and permanent disabilities.
b. Waiver of Premium – This occurs when the policy holder becomes totally disabled from an accident or sickness. All the future premiums under the policy are waived while the benefits continue to be paid until maturity of the policy.
c. Loans – In between the partial payments the policy holder is eligible for loans in case of any financial problems.
d. Premiums – All these benefits are available at an affordable premium which will remain the same throughout the term of the policy and is payable at monthly, quarterly, biannual or an annual basis.
3. Agricultural Insurance
Agricultural insurance is that type of insurance applicable to farm business enterprises such as crops, livestock, aquaculture, agro forestry, horticulture to name but a few.
Being an agricultural driven economy, agriculture in this country is not merely a way of life but an occupation and an investment for the people of Kenya. Like any other business undertaking, agriculture is faced with a myriad of risks such as:
* Natural elements – drought, floods, hailstorm, and frost.
* Plants and animal disease.
* Insects and pests, for example locusts
* Civil disturbances
* Malicious damage
* Moral hazard
* Changes in the social environment
* Technological changes
* Loss of income
* Price fluctuations
Insurance basically shifts some of the risk from the farming enterprise to the insurance provider.
Types of Covers
a. Livestock Insurance
The Livestock Insurance Policy covers a wide range of animals under the All Risks Mortality. Cover provided relates to death due to accidents, illness, diseases, epidemics, and emergency slaughter on the advice of a qualified Veterinary surgeon.
b. Poultry Insurance
This policy covers death of insured poultry against accidents, illness, and controllable diseases, excluding epidemics. It can also be extended to include theft of insured birds. The sum insured is based on the market value of the birds agreed with the insurer at the time of policy inception.
c. Crop Insurance
Crop insurance generally covers crops such as maize, wheat, barley, sunflower, cotton, soya beans, tobacco and sugarcane against physical loss or damage to the growing crop from hailstorm, fire, lightning, earthquake, explosions, riot and strike, malicious damage, excessive rainfall or its deficit, extreme temperatures, extreme wind speeds and other weather related risks which are diverse and dynamic in nature.
Blue Shield Towers, Hospital Road, off Mara Rd
P.O. Box 49610 Nairobi,
Tel: 2712600 / 2765000 Fax: 2712626/25,
Ambalal House, Nkuruma Road
P.O. Box 87591, Mombasa
Tel: (041) 2226614, Fax: 2230138
P.O. Box 1688, Nakuru
Tel: 051 245487, Fax: 2212881
Al-Imran Plaza, 2nd floor
Oginga Odinga Street
P.O. Box 3537 Kisumu
Tel: 057 2020318, Fax: 2021956
Kiptagichi House, Uganda Road
P.O. Box 4127, Eldoret
Tel: 053 2063596, Fax: 20342995
Sohan Plaza, Kimathi Street
P.O. Box 1089, Nyeri
Tel: 061 34275, Fax: 2034295