Consolidated Insurance Brokers

About Us; Welcome to Consolidated Insurance Brokers

Consolidated Insurance Brokers are committed to delivering unmatched products and seamless service for clients on a worldwide basis. We offer comprehensive insurance products, as well as exceptional property loss-prevention engineering, risk-management services, proactive claims, and 3 decades of experience to help you reduce or eliminate key exposures and quantify the financial benefits of your program.

Comprehensive Insurance

Our commercial and industrial property insurance, reinsurance and risk transfer capabilities are designed to protect the assets of indigenous and multi-national companies, improve operating reliability and maintain profits and market share.

Our insurance coverage, products and services are based on the reality of engineering, rather than the uncertainty of actuaries, which not only serves to prevent loss, but generates increased, stable capacity, broader coverage and competitive terms and conditions.

Effective Risk Management

CIB understands the numerous challenges facing risk managers and companies, and has designed our products and services to support risk identification and assessment, risk avoidance and reduction and risk acceptance and transfer.

Our commitment to property loss prevention is designed to help you fully understand and address property risks at locations around the globe, and to select coverage that best fits your overall risk-management needs. These services compliment the risk-management process, and provide the tools you need to make informed, intelligent risk-management decisions.

Some of our services cover:

    » Appraisal Services

    » Alternative Risk Transfer

    » Brokerage Services

    » Business Impact Analysis

    » Industrial Specialization Services

Our Services

Consolidated differentiates itself from other brokers by building lasting client relationships and leveraging its strong links with insurers to deliver independent unparalleled client service and individual attention.

Our long-standing reputation in the local industry, has given as the strength to negotiate with insurers on your behalf, at the most senior levels, tailoring beneficial programs and products that suit individual needs. By so doing, this has enabled us to specialise in arranging covers for the most unforeseeable events in addition to the more regular covers.

We also consider personal service to be very important, together with a continuing review of clients’ policies. To ensure a client’s Insurance program does not fall behind requirements. This is achieved through clients enjoying the following services, appointment, introduce a senior member of our team who will be responsible for all your Insurance needs, and who will be on call at any time to deal with any problems that may arise.

The following is a breakdown of our client services: –

Personal Contract:

This ensures that clients have personal service at all times, and only one account handler will be their main contact. We will at the time of appointment, introduce a senior member of our team who will be responsible for all your Insurance needs, and who will be on call at any time to deal with any problems that may arise.

Register of Insurance: 

A register of Insurance is provided to clients, which gives brief details of what each policy covers and on what basis the Insurance has been arranged. The register helps in saving time on referring back to the policy documents to know what is been covered. The client updates the register semi-annually as deemed necessary.

Renewal Meetings: 

As per the Insurance Act, Policies are renewable annually, thus as an added advantage, we review a clients Insurance program to ensure that they enjoy the benefit for any changes in the Insurance market. We usually arrange renewal meetings before due dates and discuss with clients any changes they may wish to make.

Periodic Surveys: 

Surveys are carried out periodically on clients’ premises to ensure they are not inadvertently contravening any conditions of their policies. These surveys also ensure Insurance’s are kept under constant review, and loss prevention recommendations are up to date.

Premiums: 

This involves the premium rates that brokered to us to the market. Our team of professionals checks all premium calculations from Insurers and the person handling your account verifies each aspect before advising you the client. This saves the client time and inconvenience in checking and querying incorrect figures.

Claims Handling: 

This is the true test of any insurance policy. In the event of a claim arising we will provide all necessary assistance to bring the claim to a satisfactory conclusion. We also endeavour to monitor and check clients’ claims for any patterns that may be prejudicial to clients’ interests.

Commercial Insurance

Consolidated Insurance caters for the needs of organisations in all areas of commerce and industry. Our expertise and focus on customer service enables us to manage a client’s entire portfolio working with together to tailor the insurers products to their own specific needs.

We strive to work with the insurers to develop unique products with the clients’ needs in mind; thus arranging Insurance packages for the most complex, unusual and unforeseeable risks.

The following are our areas of expertise:

Fire Insurance

Marine

Burglary

Business Interruption

Motor

Liabili