Here Are 5 Simple Ways To Survive Through January
KEY POINTS
Safaricom has made it possible for people to pay for products and services using Bonga Points through an automatic conversion. You can consider paying for some services using your Bonga points to save money.
KEY TAKEAWAYS
Look for a way to cut down your daily expenses. If you live close to your workplace, walking to work is a great alternative to save money on commuting costs. If the office is too far, consider using public means of transport as they are cheaper than driving your car.
January is here. That month of the year when people are ever broke and sad after heavily spending on the festivities. It’s that month when cabbage becomes a favorite dish for many people.
It’s that month that reminds you of the bad decisions you’ve been making. It’s that month that seems longer than the other months of the year. It’s called chapter 1 of 12.
Responsibilities are already ticking, from school fees, uniforms, rent, shopping, etc, but the pocket is already torn. There is no need to worry anyway because that’s the spirit of January commonly referred to as Njaanuary – the month of hunger.
All you need to do to survive this month is to create a proper plan for your finances. The following tips will also help you sail through the month.
- Pay using Bonga Points
Safaricom has made it possible for people to pay for products and services using Bonga Points through an automatic conversion. You can consider paying for some services using your Bonga points to save money.
All you need to do is to dial*126# and select “Lipa na Bonga”. Enter the vendor’s MPESA Till Number then enter the amount (price) in Kshs. Enter your Service PIN then confirm the transaction.
To check how many points you will require to pay your bill, dial *126# select ‘Lipa Na Bonga’, then select ‘Bonga Calculator’.
You will be requested to put in the amount you want to pay or the number of points you wish to redeem. You will get a response showing the number of points you will need to pay your bill.
- Prioritize your spending
Spend on the most important things and allocate your money appropriately. You need to suspend luxury and focus on the basic things. Also, when making purchases try to compare prices.
- Cut down on your bills
Look for a way to cut down your daily expenses. If you live close to your workplace, walking to work is a great alternative to save money on commuting costs. If the office is too far, consider using public means of transport as they are cheaper than driving your car.
Get cheaper monthly tariffs for calls and texts instead of buying airtime daily. Also, try carrying food to work instead of going out for lunch at restaurants.
- Sell what You no longer Use
Why starve and you have things in the house that can bring you money? Sell all the items you do not need to someone dying to have them and use the money to sort out other things in your life like bills.
- Avoid moving around
It might be boring to stay at home, especially if you are an outdoor person. However, if you look at how much you use fuelling your car or the fare for public transport, you might consider staying at home to save on that extra cash. Only move around if you need to.
Related Content: January Is Here, Clinging On Hope And Optimism
