Articles By: Steve Biko Wafula

Governments often describe formalisation as a doorway to finance, larger markets and better jobs. The entrepreneur may experience it first

A business owner can make every sale, manage every employee, and negotiate every supplier payment while remaining difficult for a

The owner checks the sales report and sees the strongest month in the company’s history. The bank account tells a

An exporter can deliver to an overseas customer, collect the invoice, and still find part of its operating capital trapped

Loan approval is routinely presented as the happy ending of an entrepreneurial story. The application is accepted, the funds arrive,

A government can appear to restrain spending while transferring the cost of its commitments to businesses that have already delivered.

A small supplier can win a customer and lose control of its own bank balance in the same transaction. The

Take a woman running a small food stall, or a tailor working from a rented room. Her business is not

The Kenya Bankers Association reported that commercial banks disbursed Sh326.5 billion to micro, small and medium enterprises in 2025, more

Economists rarely produce a figure that sounds this politically uncomfortable: according to the World Bank’s 34th Kenya Economic Update, ambitious

A commuter does not need a macroeconomic model to notice what happened to the monthly fare budget. In October 2026,

A parent at a public hospital does not ask for a lecture on sovereign bond pricing. They need to know