Co-op Bank’s International Visa Classic Card Comes With Convenience

What comes to mind when you hear the word “convenience”? My definition of convenience comes with a story; two days ago I was in the USA, and decided to hook up with friends, been a while without chit-chat with my girlfriends on that side of the world.

We met up for coffee but what I did not know is that my friends had let our other friends tag along who I had not seen for a very long time. It caught me by surprise keeping in mind I was the one settling the bill.

It was indeed a great reunion that left behind memories we will cherish for a very long time with a great lesson to learn as well. When I was young my mum use to tell me “ weka hii pesa kwa mfuko, unaweza kanyanga nyanya barabarani”.

The reunion brought back that memory from my childhood which was when I remembered that I had my International Visa Classic card from my bank with me. With Cooperative Bank’s international Visa Classic card you get the convenience of settling bills e.g restaurant, air ticket and hospital bills without the need of having hard cash on you.

The Cooperative Bank international Visa Classic card also comes with more advantages:

• No joining fee
• Global Cardholders Assistance Services
• SMS notifications whenever your card is used
• Worldwide Acceptance at more than 24 million locations in Visa branded outlets
• Online shopping
• Ability to move funds from your credit card to M coop Cash and make mobile money payments (for linked cards to M coop Cash)
• Emergency services with Visa’s Global Customer Assistance Service (GCAS): Lost or stolen card reporting, Emergency card replacement, Emergency cash advance, Cardholder enquiry service.
• Interest free period of up to 50 days
• Competitive Cash Advance fee of 6%

Things happen unexpectedly every single day so do not be in that position of not knowing what is next. Cooperative Bank has your back.

Read: Cooperative Bank market value jumps ahead of Standard Chartered.

In addition to the features and benefits enjoyed by local Visa Classic cardholders, those with International Classic enjoy a higher limit of up to Kes. 199,999 and they can use their card worldwide wherever they see a Visa branded outlet.

It allows a cash advance equivalent to KShs.20,000= per day Subject to availability of funds.

Application Requirements

For salaried applicants

• Three months current bank statements certified
• ID original and a copy or passport
• Copy of PIN certificate
• Copy of most recent pay slip
• One color passport size photo For Self-employed applicants
• Certified copy of national ID
• Certified Copy of KRA PIN
• One passport size photo
• Applicant with no borrowing history must have banked with Co-operative Bank consistently for the last one year or cash secure the card.

Cash advance fee is 6% of amount drawn on any non Co-op bank ATM and co-op bank ATM or Co-op bank over the counter withdrawal.

Article by Amina Mbuthia.