Protecting Your Loved Ones Has Never Been this Easy

In Kenya, this has been acknowledged as an economic and social right under Chapter 4 of the Bill of Rights. Article 43(1) (a) every person has the right to the highest attainable standard of health, which includes the right to healthcare services, including reproductive health care.

However, some of the issues affecting healthcare in the country include: inadequate infrastructures, poor management of healthcare facilities, lack of essential equipment, shortages of drugs, affordability, accessibility and unqualified staffs.

This has have led to poor service delivery, leading to a rise in communicable diseases, and other preventable diseases, like cholera, dysentery and malaria.Diseases like diabetes and high blood pressure, as well as other diseases have been on the rise too.

However, it is commendable that the government is addressing some of the issues. For instance, in this financial fiscal year, Ksh 4.5 billion has been allocated for Lease of medical equipment, KSh 8.8 billion for Kenyatta National Hospital; KSh 5.8 billion for Moi Teaching and Referral Hospital; KSh 1.7 billion for Kenya Medical Research Institute; KSh 3.0 billion for Doctors/Clinical Officers/Nurses internship programme; KSh 0.6 billion for the National Aids Control Council; KSh 0.9 billion for Free Primary HealthCare (Removal of 10-20 Policy), KSh 1.3 billion for the rollout of universal health coverage; and KSh 3.5 billion for Kenya Medical Training College (KMTC).

However, one pressing need for many is affordability of healthcare services. Kenya still does not have effective healthcare policies to address cost, insurance policies, and healthcare cover.

Cooperative Bank of Kenya’s Co-op Medicare is a plan is designed to an individual’s health needs. It takes care of the expensive medical treatments incurred for both inpatient and outpatient.

 Gordon Muchuna, from the Insurance department says, “The Co-op Medicare is not biased to clients having pre-existing conditions as long as an individual declares at the point of entry.”

“In case of an emergency, one can be able to access any health facility across the country. However, a notification has to be made,” he adds.

 According to the bank’s slogan, “Rest your medical worries on our shoulders’ to Ms. Peris Gathu, ‎Digital Marketing Manager at Co-operative Bank of Kenya, “People should need to take up insurance cover. Be happy without the distractions of the worries.”

A key benefit of Co-op Medicare it takes care of the expensive medical treatments incurred for both inpatient and outpatient. The policyholder not only gets Pays for hospitalization medical expenses, but provides supplementary benefits within the main covers which include pre-existing conditions, chronic conditions, HIV/AIDS, Maternity, Inpatient Dental and Ophthalmology (eye disease).

Medical treatment not locally available the Medicare plan enables the policyholder to access medical services in South Africa and India with a friendly waiting period and flexible payment plan.

This product will also provide a whole life cover with a simplified underwriting process, thereby making it convenient for the customer.