Advantages Of Shopping With Your Co-Op Visa Card This Christmas

In Kenya, the Christmas season is the time when people take time off their routine, could be work or school and dedicate it to spending time with family.

It is at this time of the year that if often ‘saved’ for family gatherings, consequently, since most large Kenyan families live back in the village, those of you in the city plan to go and visit with them. Christmas is many things in Kenya, including parties, trips, and shopping.

Let’s talk about shopping because this is inevitable this season. It is probably the least you can do for yourself and those you love this gifting season.

READ: Going Cashless This December: Use Co-op Visa Card

Did you know that shopping is easier with your Co-op Visa Debit or Credit cards? It’s easy and fun because of the following reasons;

1. No Queues.

There is nothing like you having to go to your bank hall or ATM to queue. Shopping using your Visa card saves your time.

All you need to have is your shopping list and your card. Once you have that you can walk into any shopping store, fill your shopping basket or trolley then wait to hand the cashier your card.

2. Free Transactions

Co-op Bank Visa Card serves you anytime, anywhere, provided there is a visa sign at the point where you need those services, in this case, shopping stores.

You do not incur any charges for using your debit or credit card for whatever services you’ve had.

3. Saves you money

I know we have gone digital. We do not carry money around. So we shop and pay for using various mobile money services. But sometimes, you incur transaction costs.

The best thing for you to do this time around is to shop using your Co-op Visa card because when you use this, you only spend the exact amount your items cost. No extra charges.

4. Security

We all know what big cities can be like. You’re walking in the streets and by the time you get to your bus stop or a shop and you’re checking your pockets so you can pay for something, you realize you were robbed.

To avoid this, why don’t you carry your Visa card when going shopping. The worst that can happen if you’re robbed is losing the card. The good news is that it is replaceable. So, is it better to lose all your valuables including huge sums of money you carried to go shopping or losing something you can replace while your money remains safe in the bank?

5. Track Your Spending

It is very important to have a budget and spend whatever we have wisely. Tracking expenditure is one sure way of achieving this. And what better way to do it than paying for your shopping and other services using your visa card?

Every time you pay using your visa card you get an alert on your mobile phone. Isn’t that good enough to help you plan accordingly?

READ: The Best Investment Options for Young Adults in Kenya