This Is Why You Need A Personal Cyber Security Plan

An article on the Standard published on February 17, 2020, on “City estates where hackers plot multi-billion bank heists,” identified among others Kasarani, Roysambu, and Ruiru as emerging Silicon Valleys of hackers in Kenya. The piece says that in 2019 alone, these groups that include Cobal, Silence and Money Taker (from Russia), Lazarus from North Korea and SilentCards from Kenya, made away with 2.6 billion shillings.

Online financial digital platforms, as well as all other online social media platforms, are no longer safe to operate without protection. In most cases, they are messy, noisy and always leaving a trail of casualties behind. Truth is, protecting your digital life has never been important and there is never an any better time than now.

Many people are likely to say that the Data Protection Act is now in place, and, therefore, sit back and relax. This should not be the case. In any case, the Data Protection Act is only meant to protect you and your personal data against corporates, businesses, and government and to some little extent, individuals but it is not a remedy against hacking and hackers. Protecting your personal digital data, therefore, starts with you. (usalama unaanza na wewe.)

As My Cyber Care, in conjunction with Takaful Insurance of Africa puts it, criminals are smart, determined and highly incentivized, always looking for ways to exploit digital platforms to defraud victims. The two entities say that although the mitigation strategies deployed by financial institutions like banks are very robust, it is easier for the criminals to target unsuspecting individuals as they are the weakest link.

Criminals are actually very skilled. Hacking is not done by academic dwarfs. It is for smart minds. They use social engineering to manipulate their victims into divulging their personal or confidential information. They capitalize on the fact that not all banking clients are digitally literate and exploit this vulnerability. In the age of technology, using it, together with social engineering, criminals can gather sufficient information to impersonate victims, bypassing bank security protocols.

You Need An Online Cop To Always Be On The Lookout For You

I am talking about MyCyberCare which will now be available in Kenya as MyCybercareTakaful that effectively monitors and protects personal digital assets and Digital Devices in Real-time. The system creates total protection for digital residue, left via overexposure of your digital footprint.

The system monitors and alerts for fraudulent usage of your critical data inputs such as ID, Credit Card, Email, IP Devices, and Mobile Number. Advises the individual what action to take, to reduce their risk of being a victim of crime online, on an ongoing basis.

The mission of this system is to help you stay safe online and reap all the benefits of the Internet. Protecting your digital life is hard, and the system makes it easy. With this kind of system, individuals will be able to operate and access apps, especially banking apps without having to worry about who is following a trail of their transaction.

Would you like to know more about this product? Leave us a comment. Also, watch out on another piece on the risks you are facing every time you are online.