Untapped Investment Opportunities For Beginners In 2022

Kenya is a land of endless opportunities for everyone. It is one of the fastest-rising economies in Africa, and many investors are already reaping big with their startups.

The rate of unemployment keeps rising not only in Kenya but across the globe. Many young people have graduated with Degrees and even Master’s Degrees but have ended up unemployed. It is about time that the youth thought outside the box and ventured into other income-generating activities other than waiting for blue-collar jobs which are not easy to get.

There are a lot of ventures out there where beginners can learn from scratch and make real money. However, in everything you decide to venture into, hard work is the key.

Here are the various investment opportunities that you can consider at the moment

1. Stock Exchange/The NSE

Am sure you might have heard about the stock exchange and probably know what they entail. But if you haven’t then I will tell you how it works.

Here you can decide to buy a company’s shares at low rates, then after a certain period, when the company increases its value you sell the same shares at higher rates.

For instance, let’s say you buy Safaricom shares at 200 shillings each in 2019, and later sell the stocks at 3000 shillings each in 2021. You can see a gain from the stock exchange.

However, you should be very cautious before venturing into this investment because it’s not always going to be a smooth walk in the park. Carry out intensive market research before getting into this field to avoid losing all your investment.

2. Agriculture

Truth be told, the agricultural sector will never lose value in the country. People need food every day to survive so the market for farm products will always continue booming.

Because most people have farmlands, the only thing you need to consider is the type of crop to cultivate depending on the various factors such as the climate of the area, the soil type, and the availability of other farming inputs to support the crop.

Moreover, who said that farming is all about vegetables? You can also rear chickens, rabbits, ducks, or even pigs and goats.  All this agricultural stuff will bring you good money at the end of the day.

3. Government Bonds

Bonds are a way the government borrows money from the general public to fund its projects. Since they fetch higher interest rates, you can use this as an alternative for saving directly with the traditional banks.

The Kenyan Treasury bonds provide quarterly, semi-annual, or even annual T-bonds with cash repayment periods of between 1-30 years. With as little as just 3,000 shillings, you can now earn up to 10 percent annual interest.

As a youth, you have the opportunity to multiply your money in the best way y could ever know.

4. Real Estate Investment

Several people who lease accept that they ought to purchase a home straightaway. All things considered, on the off chance that the cost of a lease and a month-to-month contract are equivalent, why not own the property?

5. Begin a retirement Plan

With a little retirement planning, you have the power to fulfill your wishes while maintaining your financial independence.

Retirement planning means preparing today for your future life so that you continue to meet all your goals and dreams independently. This includes setting your retirement goals, estimating the amount of money you will need, and investing to grow your retirement savings.

6. Bakery and Fast Food

As stated earlier, Kenyans are always on the move and when running up and down, they will want to grab some quick food before getting back to their businesses. Venturing into a Baking and fast Food outlet is a good idea.

Before starting such a business, enough market research needs to be done such as location, starting capital, target market, and even Prices.

7. Start an online business

Covid 19 pandemic changed how most businesses are handled remotely. Most customers now prefer to interact through online mediums that have proved to be convenient and reliable.

If you finally decide to kick start that business then you can choose from a list of ideas ranging from graphic design to business broker and affiliate marketing as well as online bookkeeping and food preparation and delivery among others.

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