What Money Hates And How To Avoid A Life Of Financial Ruin

Ancient wisdom warns, “The house built on sand shall not stand.” In the realm of wealth, this means that money is wary of weak foundations, those driven by impatience, pride, and greed. Money shuns those who chase after it with reckless haste, sacrificing stability for short-term gains. Without a foundation of discipline and integrity, wealth erodes like a sandcastle washed by the tide. To retain money, one must build on solid ground, resisting the allure of easy wealth and embracing the patience that wealth demands.
Greed, often masked as ambition, is one of money’s greatest enemies. “He who loves silver shall never be satisfied with silver.” Money hates those who crave it insatiably, for greed blinds the eye to purpose and binds the soul to a life of constant want. Greed drains joy from wealth, turning each gain into a hollow victory and leading to a cycle of endless, empty pursuit. Money knows that where greed exists, wisdom and satisfaction flee, leaving wealth to eventually slip away.
Read Also: Getting The Most Out Of Your Money These Challenging Times
Impatience is another trait that drives wealth away. “All things come to those who wait,” an ancient saying reminds us, yet impatience drives many to squander their resources in pursuit of instant reward. Money favors those who appreciate time as an ally, and who understand that true wealth requires seasons of growth. Rushing often leads to reckless investments, impulsive purchases, and financial ruin. Money thrives in the hands of those who can wait, who resist the urge to pluck the fruit before it is ripe.
Recklessness is the enemy of prosperity. “The unwise rush in where the cautious dare not tread.” Money despises recklessness, the failure to plan, and the habit of acting without forethought. Those who spend impulsively, who invest without studying, or who gamble with their wealth invite poverty into their lives. Money respects careful calculation, and it resists the pull of those who gamble rather than nurture it with care and prudence.
Pride, like a wall, keeps wealth out. “Pride goes before destruction,” warns an ancient proverb, and money dislikes those who view it as a badge of honor. Pride blinds us to risks, closes us off from counsel, and leads to arrogant decisions that often end in ruin. Money prefers the company of humility, finding security in those who recognize its power without letting it define their worth. When pride grows, wealth fades, for money is averse to those who believe themselves invincible.
Debt is a shackle that money despises. “The borrower is a slave to the lender.” Money feels trapped under the weight of unnecessary debt, and it shuns those who accumulate more than they can repay. Excessive borrowing limits one’s freedom, reducing the power of money to build and grow. Wealth cannot flourish under the pressure of mounting debt, which siphons resources away from investment and growth. Money prefers to serve the free, finding little purpose in the hands of those bound by obligation.
Wastefulness repels wealth. “The fool devours all he has,” declares an old saying, highlighting the danger of indulgence. Money does not abide waste, for wasteful spending drains resources without adding value. Those who live to indulge every desire, who view wealth as a means to constant pleasure, ultimately find themselves poor. Money respects those who live with purpose, who direct their spending with intent, and avoid the excess that leads to depletion.
Money abhors deceit and ill-gotten gains. “Wealth gained dishonestly is a fleeting vapor.” Ill-gotten wealth is cursed from the start, lacking the stability and satisfaction of honest earnings. Money slips away from the hands of those who engage in corrupt practices, deceit, or exploitation. The prosperity gained without integrity has a way of disappearing, for money resents being tainted. Wealth earned through deception brings no peace and leaves only ruin in its wake.
Read Also: Creative Money Management: Turning Addictions Into Financial Security
Indifference to wise counsel also drives wealth away. “Without counsel, plans fail,” an ancient saying teaches. Money values insight, perspective, and the wisdom that comes from seeking advice. When we ignore counsel, we act blindly, prone to costly mistakes and missed opportunities. Money respects those who consult, who value the input of others, and who understand that multiple perspectives strengthen decisions. Wealth, after all, is a collective endeavor; those who isolate themselves often find their fortunes fading.
Selfishness is a quick path to poverty. “The miser’s heart is always empty.” Money shuns those who hoard and keep it locked away, for wealth flourishes in the presence of generosity. Money likes to move, to flow, and to multiply through giving. Selfishness stifles this flow, limiting wealth’s ability to impact and enrich. Those who give freely often find that wealth returns to them multiplied, while misers eventually lose even what they have.
Money is uneasy in the hands of the untrustworthy. “A good name is better than riches,” an ancient proverb advises, for reputation is the foundation upon which wealth rests. Money prefers the company of those whose word can be trusted, who maintain integrity in all transactions. Wealth finds itself slipping away from those who deceive, manipulate, or break promises. Money hates dishonor, and it rewards those who understand the value of a good name.
Short-term thinking is another trait money detests. “He who gathers little by little will increase it.” Wealth is a long game, yet those who chase immediate gains often find themselves empty-handed. Money respects the patient investor, the saver, the one who builds steadily over time. When we seek only what wealth can bring us today, we sacrifice the abundance it could bring tomorrow. Wealth fades quickly in the hands of those who cannot see beyond the present moment.
Idleness is a poison to prosperity. “The sluggard craves but gets nothing,” a warning that laziness attracts lack. Money cannot abide idleness, for wealth requires action, energy, and the drive to create. Laziness not only limits income but also dulls the mind and blocks opportunities. Money is attracted to those who work with purpose, who seize every moment to build, grow, and contribute. In the absence of effort, wealth dwindles, leaving only a trail of missed potential.
Read Also: Top 10 Money Market Funds In Kenya Right Now
Money loathes lack of vision. “Where there is no vision, the people perish.” Those without a clear purpose for their wealth often find it slipping through their fingers. Money seeks purpose, a direction, a goal that goes beyond personal gratification. Without a vision, wealth becomes hollow, easily spent on fleeting desires. Money prefers those who direct it with intention, using it as a tool to build something lasting and meaningful.
Money is turned off by disrespect. “Despise not the small beginnings,” an ancient saying warns, for wealth grows gradually. Those who disrespect the humble beginnings of wealth, who chase after sudden riches, often fail to retain prosperity. Money respects those who nurture even the smallest gains, understanding that growth is a process. Disrespecting wealth’s journey leads to loss, for wealth needs the care of a patient hand.
In the end, poverty and wealth are born of our habits, our choices, and our respect for the principles that govern prosperity. Money is repelled by traits that undermine its potential—greed, recklessness, impatience, and dishonesty. Wealth cannot abide in hands that fail to honor its power, and it finds refuge only with those who respect its rules. Money is, in many ways, a mirror of character. It reflects back to us the values we live by and the disciplines we uphold. Those who wish to build lasting wealth must align their character with what money respects.
When we remove the traits that money hates and replace them with the values it loves—wisdom, humility, diligence, and integrity—wealth follows naturally. Just as the ancient proverbs teach, the path to wealth is not in the pursuit itself but in cultivating the principles that create a fertile ground for prosperity. By living in alignment with the wisdom of the ages, we lay the foundation for a life of abundance, transforming wealth into a blessing rather than a burden.
About Steve Biko Wafula
Steve Biko is the CEO OF Soko Directory and the founder of Hidalgo Group of Companies. Steve is currently developing his career in law, finance, entrepreneurship and digital consultancy; and has been implementing consultancy assignments for client organizations comprising of trainings besides capacity building in entrepreneurial matters.He can be reached on: +254 20 510 1124 or Email: info@sokodirectory.com
- January 2025 (119)
- February 2025 (191)
- March 2025 (212)
- April 2025 (193)
- May 2025 (161)
- June 2025 (157)
- July 2025 (226)
- August 2025 (211)
- September 2025 (270)
- October 2025 (297)
- November 2025 (41)
- January 2024 (238)
- February 2024 (227)
- March 2024 (190)
- April 2024 (133)
- May 2024 (157)
- June 2024 (145)
- July 2024 (136)
- August 2024 (154)
- September 2024 (212)
- October 2024 (255)
- November 2024 (196)
- December 2024 (143)
- January 2023 (182)
- February 2023 (203)
- March 2023 (322)
- April 2023 (297)
- May 2023 (267)
- June 2023 (214)
- July 2023 (212)
- August 2023 (257)
- September 2023 (237)
- October 2023 (264)
- November 2023 (286)
- December 2023 (177)
- January 2022 (293)
- February 2022 (329)
- March 2022 (358)
- April 2022 (292)
- May 2022 (271)
- June 2022 (232)
- July 2022 (278)
- August 2022 (253)
- September 2022 (246)
- October 2022 (196)
- November 2022 (232)
- December 2022 (167)
- January 2021 (182)
- February 2021 (227)
- March 2021 (325)
- April 2021 (259)
- May 2021 (285)
- June 2021 (272)
- July 2021 (277)
- August 2021 (232)
- September 2021 (271)
- October 2021 (304)
- November 2021 (364)
- December 2021 (249)
- January 2020 (272)
- February 2020 (310)
- March 2020 (390)
- April 2020 (321)
- May 2020 (335)
- June 2020 (327)
- July 2020 (333)
- August 2020 (276)
- September 2020 (214)
- October 2020 (233)
- November 2020 (242)
- December 2020 (187)
- January 2019 (251)
- February 2019 (215)
- March 2019 (283)
- April 2019 (254)
- May 2019 (269)
- June 2019 (249)
- July 2019 (335)
- August 2019 (293)
- September 2019 (306)
- October 2019 (313)
- November 2019 (362)
- December 2019 (318)
- January 2018 (291)
- February 2018 (213)
- March 2018 (275)
- April 2018 (223)
- May 2018 (235)
- June 2018 (176)
- July 2018 (256)
- August 2018 (247)
- September 2018 (255)
- October 2018 (282)
- November 2018 (282)
- December 2018 (184)
- January 2017 (183)
- February 2017 (194)
- March 2017 (207)
- April 2017 (104)
- May 2017 (169)
- June 2017 (205)
- July 2017 (189)
- August 2017 (195)
- September 2017 (186)
- October 2017 (235)
- November 2017 (253)
- December 2017 (266)
- January 2016 (164)
- February 2016 (165)
- March 2016 (189)
- April 2016 (143)
- May 2016 (245)
- June 2016 (182)
- July 2016 (271)
- August 2016 (247)
- September 2016 (233)
- October 2016 (191)
- November 2016 (243)
- December 2016 (153)
- January 2015 (1)
- February 2015 (4)
- March 2015 (164)
- April 2015 (107)
- May 2015 (116)
- June 2015 (119)
- July 2015 (145)
- August 2015 (157)
- September 2015 (186)
- October 2015 (169)
- November 2015 (173)
- December 2015 (205)
- March 2014 (2)
- March 2013 (10)
- June 2013 (1)
- March 2012 (7)
- April 2012 (15)
- May 2012 (1)
- July 2012 (1)
- August 2012 (4)
- October 2012 (2)
- November 2012 (2)
- December 2012 (1)
