One of the biggest frustrations of being an iPhone user in Kenya is that the majority of local mobile apps developed for the market are almost always only available for Android.
From a business perspective, this makes sense for most mobile app developers since over 90% of smartphones used in Kenya are Android-based and these have the highest penetration and uptake since you can get them for as little as Kes. 3,500.00 as of this writing.
Malipo Circles is in particular most popular with savings groups (chamas) for improving transparency and accountability for all financial transactions which is often a major issue with chamas of all sizes.
The user experience (UX) of Malipo Circles on iOS is nearly identical to what you get on Android. The menus as well as the overall look and feel are therefore quite familiar to anyone who has been using it on Android and may want to try out the iOS version.
The way Malipo Circles’ UX works is by using the metaphor of ‘circles’ for different scenarios. You can have as many public or private circles as you want or are a part of.
Each circle basically represents a collective of people involved in anything from a chama, fundraising, customers, and/or merchants.
The home screen is basically 4 large buttons labeled Fundraiser, Loans between friends, Chama, and Malipo for Business. The idea is that you navigate into any one of these depending on what you need or want to do on Malipo Circles.
A walk through Malipo App:
The Fundraiser is where you go to create or participate in a public or private circle that is focused on raising funds for a particular need or objective.
Once opened, you are presented with a list of fundraisers that you are a part of and you can then select the one you are interested in exploring.
Each fundraiser indicates the target and the deficit to the target. This gives a quick snapshot of how well a fundraiser is doing at any given time.
Loans Between Friends
The loans between friends section allow you to create a circle where friends and family can loan each other money in a transparent and traceable manner.
This particular feature is very popular according to Erick since one can set terms for inter-personal loans and also track repayments in a seamless and stress-free manner.
Many Malipo Circles users use this feature to really help each other out when finances are tight during unexpected financial challenges.
The Chama circle is basically the main feature of the Malipo Circles mobile app and the main driver behind the app being developed in the first place.
This is where you can create a circle for your chama (or chamas) and then onboard all your chama members. The main aspect of the chama section is to enable chama members to have a very transparent way of monitoring finances.
Malipo for Business
The Malipo for the Business section is the last major section from the main UX of the mobile app where business users can set up circles for transactions ranging from collecting rent from tenants, education collections for schools, service charge collections, and even part payments being made towards a larger payment.
Get more information on https://malipocircles.com/blog/malipo-circles-launches-ios-mobile-app-for-iphone-users-in-kenya/