Unpacking Jubilee Health Insurance And What Makes Them Tick

By Soko Directory Team / Published February 8, 2024 | 10:05 am



Jubilee

Navigating a health crisis can be financially challenging, often leading to desperate calls to friends or resorting to credit for unforeseen medical expenses.

However, the importance of health insurance becomes evident in such situations, acting as a financial cushion and providing access to quality medical facilities, ultimately safeguarding our families and savings.

In Kenya, the landscape of health insurance is undergoing a significant transformation, with predictions indicating a rise in coverage to over 20 percent of the population in the current year, building upon the 2023 records.

This shift is attributed to insurance firms, led by industry stalwart Jubilee Insurance, continually innovating and impacting lives with a range of insurance solutions spanning health, life, pension, general insurance, asset management, and wellness.

Read Also: Imagine Health Insurance Cover Where You Only Pay Ksh 6,200 Annually

Jubilee Insurance, with a legacy spanning over eight decades, has emerged as a pace-setter in the insurance sector, serving a loyal customer base of more than 1.9 million across East and Southern Africa.

The Jubilee Health Company is the leading health insurer in Kenya. It distinguishes itself by delivering dedicated solutions that protect the future of its customers, fueled by an unwavering commitment to excellence.

Specifically focusing on health insurance, Jubilee Health Insurance caters to individuals, businesses, groups, and corporate organizations. The coverage spans various age groups, with special attention to children and senior citizens.

For children aged 0 to 17, flexible plans with extensive benefits are offered, extending coverage up to 25 years for dependent children. Senior citizens aged 61 to 80 can choose from five flexible coverage plans, with an option to extend up to 85.

Jubilee Health policies are designed to accommodate diverse budgets and age considerations, offering affordable premiums with a plethora of benefits.

Comprehensive coverage includes various illnesses such as Cancer, Diabetes, Hypertension, and heart conditions, among others. Policyholders are encouraged to check their policy documents for specific details, including waiting periods for certain conditions.

One notable offering is the CoverBora Medical Cover, an inpatient cover designed for individuals and families, ensuring financial concerns are alleviated during hospitalization.

With flexible plans and affordable premiums starting at 6,200 shillings per annum, CoverBora provides extensive inpatient services, maternity coverage, and last-expense benefits.

Additionally, Jubilee Health introduced Critical Illness cover to their SME and Corporate health covers as an additional benefit to address the emotional and financial burden of diagnosed critical illnesses. This cover offers a lump sum payment of 750,000 shillings upon the first diagnosis, covering a range of critical illnesses such as cancer, heart attack, stroke, and major organ transplant.

For those seeking hassle-free enrollment and comprehensive coverage, J-Care Johari stands out. This online enrollment cover eliminates paperwork and pre-required health checkups, providing essential inpatient and outpatient services with peace of mind.

Read Also: 5 Things To Consider Before Choosing A Health Insurance

Johari is a comprehensive yet affordable cover for those looking for a budget-friendly cover. With limits as low as 25,000 per annum, you get an inpatient limit of up to 200k. It also covers outpatient providing access to specialist clinics, coverage for preexisting conditions, access to our Maisha Fiti program, free drug delivery services and so much more.

For the younger members of the family, J-Care Junior ensures that children aged 0 to 17 receive tailored healthcare. This stand-alone coverage includes outpatient and inpatient services, immunizations, dental and optical cover options, and annual checkups.

JCARE cover is a comprehensive cover with extensive limits of up to Kshs 10m for inpatients and is suitable for individuals looking for higher limits including dental and optical benefits. The coverage spans from birth to age 64, seamlessly transitioning to the J Seniors plan for lifelong coverage beyond age 65.

Speaking of seniors, J-Senior Medical Cover addresses the unique health challenges faced by individuals over 65. With five simplified plans, J-Senior offers coverage for terminal illnesses, hospice care, and newly diagnosed chronic conditions.

Jubilee Health Insurance also offers comprehensive covers for businesses. The Corporate Health cover is suitable for corporations with 20 employees and above. It enables companies looking to secure the health of their staff to do so effortlessly. Their extensive network of hospital providers and specialists dotted across the country, they also offer overseas referral, local air and road evacuations in case of medical emergencies as well as critical illness cover.

Read Also: Jubilee Insurance: Pioneering Stability And Growth In Kenya’s Insurance Sector

Tailored for small and medium-sized businesses, J-Biz SME Medical Cover offers extensive coverage for 3 to 20 members, encompassing inpatient and outpatient services, annual checkups, and coverage for pre-existing and chronic conditions. The plan aims to provide peace of mind for both employers and employees.

Group Medical Cover rounds off Jubilee’s offerings, extending affordable and comprehensive health cover for groups like chamas with a minimum of 10 principal members. With benefits such as last expense and maternity coverage, this group cover ensures the well-being of staff and group members.

Jubilee Health Insurance’s commitment to customer inquiries is evident in its Frequently Asked Questions section, addressing concerns about health insurance for children, and senior citizens, available policies, waiting periods, and covered illnesses.

Jubilee Health Insurance stands as a trusted partner in health, enabling individuals and organizations to overcome uncertainty. With a range of tailored solutions, the company emphasizes the importance of securing one’s health and future. Interested individuals are encouraged to take the first step by reaching out to Jubilee Health Insurance for more information and personalized plans.

Read Also: Kenya’s Health Insurance Landscape And Why Jubilee Health Insurance Ticks The Boxes




About Soko Directory Team

Soko Directory is a Financial and Markets digital portal that tracks brands, listed firms on the NSE, SMEs and trend setters in the markets eco-system.Find us on Facebook: facebook.com/SokoDirectory and on Twitter: twitter.com/SokoDirectory

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