The Billions Equity Bank Kenya Contributed To The Group’s Profits For Q3

Equity Bank Kenya has reported an impressive performance for the financial period ending July 2025, with its Profit After Tax soaring by 51% to KSh 31.1 billion, up from KSh 20.6 billion in the previous comparable period.

The remarkable results underline the bank’s resilience and its continued dominance in Kenya’s banking sector, particularly in the micro, small, and medium enterprises (MSME) segment.

The bank’s net interest income surged by 27% to KSh 53.6 billion from KSh 42.0 billion, a reflection of its strategic focus on efficient balance sheet management and quality lending. A notable driver of this performance was the 34% reduction in interest expenses, which fell sharply to KSh 25.1 billion from KSh 38.0 billion, signaling prudent cost management and an optimized funding structure.

This strong performance translated into a 36% expansion in total equity, which rose to KSh 171.4 billion from KSh 126.1 billion. The solid capital base positions Equity Bank Kenya as one of the best-capitalized banks in the country, capable of supporting sustained lending growth while maintaining robust risk buffers.

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Equity Bank Kenya further cemented its leadership in the MSME segment, disbursing 45% of the KSh 201 billion MSME loans issued across the country between January and July 2025. This underscores the bank’s central role in fueling entrepreneurship, job creation, and economic recovery for small businesses — a key pillar in Kenya’s economic transformation agenda.

The period also saw the Equity Insurance Group, under the same umbrella, record a 71% increase in gross written premiums, contributing to a 36% rise in profit before tax, further strengthening the group’s diversification and synergy within the financial services ecosystem.

Equity Bank Kenya’s strong growth trajectory highlights not only its financial strength but also its pivotal role in supporting inclusive growth, digital innovation, and access to credit for millions of Kenyans. The subsidiary’s consistent performance continues to provide a stable anchor for the broader Equity Group’s long-term growth ambitions in the region.

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