Entrepreneur's Corner

Why Mansa X Is Quietly Becoming Africa’s Smartest Investment

BY Steve Biko · June 4, 2025 12:06 pm

In a financial world where most traditional investment options are predictable but uninspiring, Mansa X by Standard Investment Bank has emerged as a quiet but powerful game-changer.

With an average annual return of 17.5%, it doesn’t just outperform savings accounts or fixed deposits—it completely outpaces them. For many Kenyan investors, especially those with the discipline to start with KES 250,000, Mansa X is proving to be the most effective way to make their money grow.

To put this in perspective, an investment of KES 250,000 into Mansa X at the current average return yields KES 43,750 in just one year. That translates to roughly KES 10,937 every quarter, or about KES 3,645 per month. These are real, tangible numbers—returns that significantly beat the yields from money market funds, fixed deposits, and Treasury bills. A typical money market fund will offer you around 10% annually, equating to KES 25,000 for the same investment. Fixed deposits offer even less—around 8%, or KES 20,000 in return. Treasury bills currently hover around 12%, giving you KES 30,000 per year, while a savings account offers a meagre 3%, barely putting KES 7,500 in your hands after twelve months.

Mansa X, however, isn’t simply about higher returns. What sets it apart is the confidence it inspires in investors. Today, the product manages more than KES 30 billion in assets—a milestone that quietly reflects widespread investor trust. Behind this product is Standard Investment Bank, whose strategy involves diversifying funds across global markets—forex trading, equities, commodities, and futures—giving investors protection from the volatility of local markets and the erosion of value through inflation.

What’s especially appealing about Mansa X is its balance between performance and flexibility. While many high-yield options require investors to lock in their money for long periods, Mansa X allows for monthly liquidity, making it far more attractive to those who want both returns and access. And while no market-linked investment is completely risk-free, Mansa X is carefully managed by professionals using advanced risk controls and analytics, giving investors confidence that their money isn’t just growing—it’s being protected.

Perhaps the most compelling argument for Mansa X is this: if you have KES 250,000 sitting in a savings account, it’s quietly losing value every month due to inflation and low returns. Even placing it in a fixed deposit or T-bill barely beats inflation. Mansa X, on the other hand, positions you not just to preserve value, but to build it meaningfully. At 17.5%, your money is working for you in a way that few other investment vehicles in Africa can match right now.

For the serious investor—someone ready to take informed risks for better gains—Mansa X is no longer an alternative; it is the main act. Backed by scale, expertise, and consistent historical performance, it offers a modern, smart path to wealth-building in an African market hungry for better returns.

So, the question is no longer why you should invest in Mansa X—it’s why you haven’t already.