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Your Investment Plan For 2025: Mansa X (19.53%) vs. Oak Fund (29.38%) – 2024 Performance, Which Should You Invest In?

BY Steve Biko Wafula · January 14, 2025 08:01 pm

As we step into 2025, investors are eager to decipher where to allocate their hard-earned money. Analyzing the success stories and performance of investment products in 2024 provides a roadmap to smart decision-making. Two prominent funds, Mansa X and Oak Fund, have captured attention with their stellar performance. Before diving into specifics, let’s outline the fundamentals of investing.

Investing wisely demands a deliberate approach. Here are ten essential considerations before committing your money to any venture. First, clarify your financial goals. Are you saving for retirement, buying a home, or growing your wealth? A clear purpose shapes your strategy. Second, assess your risk tolerance. Some investments carry higher risks but promise substantial returns, while others are safer but slower-growing. Third, research thoroughly. Understanding an investment’s track record, market dynamics, and potential pitfalls is non-negotiable.

Fourth, consider diversification. Spreading your investments across multiple products or sectors mitigates risk. Fifth, evaluate the liquidity of the investment. How easily can you access your funds if needed? Sixth, examine the fees. High management or transaction fees can erode your returns over time. Seventh, scrutinize the credibility of the fund manager or company. Earning trust is a function of transparency, consistency, and expertise.

Eighth, keep an eye on market trends and economic indicators. These influence the performance of most investment products. Ninth, consider tax implications. Different investments come with varied tax liabilities, which can affect your net gains. Lastly, be patient. Investments often require time to grow; don’t be swayed by short-term fluctuations.

Mansa X (19.53%) vs. Oak Fund (29.38%) – 2024 Performance:

Mansa X: If you had invested Kshs 1 million on January 1, 2019, your investment would have grown to Kshs 2,803,460.03 by December 31, 2024.

Oak Fund: A Kshs 1 million investment on February 20, 2024, would have reached Kshs 1,312,109.67 by year-end.

Mansa X; SIB

Now, let’s delve into why Mansa X deserves your attention in 2025. Since its inception in 2019, Mansa X has built a reputation as a reliable, high-performing fund. Its three pillars—capital preservation, liquidity access, and growth—have attracted a loyal base of investors. In 2024, its KES fund delivered a remarkable 19.53% return, the highest since inception, while its USD fund achieved 12.5%.

With assets under management surpassing KES 39.05 billion for the KES fund and USD 53.08 million for the USD fund, Mansa X is a seasoned veteran in the investment space. Its average annual return of 17.71% (KES fund) demonstrates consistent performance, making it an excellent choice for investors seeking stability and growth.

Read Also: A 7% Return Difference Between The Best And Worst Performing Pension Fund In Kenya: Why Research Is Key

Mansa X: The Veteran Champion

With six years of market dominance, Mansa X has built a reputation for reliability and exceptional performance.

2024 Performance Highlights

✅ KES Fund:

Net Return: 19.53% (best performance since 2019).

Assets Under Management (AUM): KES 39.05 Billion.

Average Return Since Inception: 17.71% p.a.

✅ USD Fund:

Net Return: 12.5% (highest since 2022).

AUM: USD 53.08 Million.

Average Return Since Inception: 12.10% p.a.

Mansa X Performance Over the Years: This graph shows consistent growth in returns since its inception in 2019, reaching 19.53% in 2024.

 Oak Fund; Faida Investment Bank;

On the other hand, Oak Fund—the bold newcomer—has made an explosive debut. In its first year, it outperformed expectations by delivering a staggering 29.38% return, surpassing its 20% target. With assets under management at KES 927 million, Oak Fund’s unique approach combines optimized returns with robust risk management. Its entry has disrupted the market, offering investors an exciting alternative.

Oak Fund: The Bold Challenger

A newcomer with a strong debut, Oak Fund has turned heads with remarkable returns and innovative strategies.

2024 Performance Highlights

✅ Target Return: 20% (net of fees).

✅ Actual Return: 29.38% (first-year performance).

✅ AUM: KES 927 Million.

Oak combines diverse trading strategies with stringent risk management, ensuring optimized returns.

Oak Fund Performance (2024 Launch): The graph highlights Oak Fund’s impressive debut in 2024, achieving a 29.38% return.

Read Also: Maximizing Dividends: How Investing 1M KES in Equal Ksh 100K Investments Perform Across Top NSE Stocks

The Verdict;

Both funds are redefining Kenya’s investment landscape: Mansa X offers stability, a proven track record, and consistent returns. Oak Fund is the disruptor, delivering eye-popping first-year returns and challenging the market leader.

Comparing Mansa X and Oak Fund is like evaluating a seasoned athlete against a rising star. Mansa X offers the confidence of a proven track record, underpinned by years of consistent returns and an established reputation. Oak Fund, however, brings fresh energy and ambition, capturing attention with its impressive first-year performance.

Choosing between the two depends on your investment philosophy. If you prioritize reliability and long-term consistency, Mansa X stands out. For those willing to embrace calculated risks for potentially higher returns, Oak Fund is a compelling choice. Diversifying across both funds might be a prudent strategy, leveraging the strengths of each.

As you make investment decisions, proceed with caution. The allure of high returns can blind investors to potential risks. Thorough research, clear goals, and a disciplined approach are your best allies. Remember, every investment carries inherent risks, and the past performance of a fund does not guarantee future results.

Therefore, both Mansa X and Oak Fund represent innovation and opportunity in Kenya’s evolving investment landscape. By considering these insights and staying informed, you position yourself to make confident, strategic investment choices in 2025 and beyond.

These funds are rewriting Kenya’s investment narrative, showing that “normal returns” are anything but normal.

What’s Your Move in 2025? It’s time to diversify your portfolio. Consider these funds as key players in your investment strategy. Whether you value Mansa X’s dependability or Oak Fund’s ambitious performance, the opportunity is now. 💪

Read Also: Mansa-X Special Fund: With A 17.84% Average Returns Over The Last 5 Years – Is It Kenya’s Best Fund?

Steve Biko is the CEO OF Soko Directory and the founder of Hidalgo Group of Companies. Steve is currently developing his career in law, finance, entrepreneurship and digital consultancy; and has been implementing consultancy assignments for client organizations comprising of trainings besides capacity building in entrepreneurial matters. He can be reached on: +254 20 510 1124 or Email: info@sokodirectory.com

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